Home Credit celebrates 15 years in Vietnam

Jan Bartosek, deputy speaker of the Chamber of Deputies, and his delegates commended Home Credit, the leading digital finance company in the Czech Republic, for its achievements and contributions to the economy.

(From L) Hynek Kmonicek, Ambassador Extraordinary and Plenipotentiary of the Czech Republic in Vietnam, Jan Bartosek, deputy speaker of the Chamber of Deputies of the Czech Republic parliament, Annica Witschard, Home Credit Vietnam CEO, and Pham Vu Minh Dan, Home Credit Vietnam Chief People Officer. Photo by Home Credit Vietnam

The frequent meetings between senior government officials and Home Credit Vietnam underscore the company’s pivotal role in fostering business relationships between the Czech Republic and Vietnam.

The deputy speaker and his delegates praised Home Credit’s notable accomplishments in financial inclusion, responsible lending, and sustainable growth as well as its strong commitment to fostering diversity and inclusion in the workplace.

Deputy Speaker of the Chamber of Deputies of the Parliament congratulates Home Credit on its 15th anniversary. Photo by Home Credit Vietnam

Home Credit Vietnam has provided financial services to individuals with limited access to traditional banking over the past 15 years.

Serving nearly 15 million customers nationwide, the majority of whom have low incomes and no credit history, the company has bridged the gap and enabled these individuals to access financing with ease and security.

Senior leaders of the Czech Republic and Home Credit Vietnam’s Board of Directors. Photo by Home Credit Vietnam

“As one of the largest companies in the consumer finance industry, Home Credit Vietnam aims to not only contribute to the overall economic development of Vietnam but also play a crucial role in promoting financial inclusion among the underbanked population, bringing them into the formal financial system,” a company’s representative said.

Home Credit Vietnam commits to offering responsible lending practices, reflected in its low non-performing loan ratio.

According to a company survey, three out of four customers recommended Home Credit’s services to their friends and families. Returning customers generate 75% of the company’s new revenue, showcasing the exceptional customer satisfaction and loyalty it has fostered over the years.

Home Credit Vietnam is recognized as the most desired brand in the market, according to the Annual Brand Health Track conducted by Ipsos from 2020 to 2022.

In addition to its financial achievements, Home Credit Vietnam has implemented Environmental, Social, and Governance principles in its business operations.

The company also received the Top 100 Sustainable Companies award from the Vietnam Chamber of Commerce and Industry.