VnExpress News The News Gateway of Vietnam
State-owned Agribank has become the third most profitable lender in the country after its first half profits rose by 60 percent to VND15.08 trillion (US$642.3 million).
It trailed only another state-owned lender, Vietcombank, and VPBank.
Agribank’s profits were driven by a 45-percent year-on-year increase in debt collection to VND6.2 trillion, and 40 percent lower debt provisioning at VND7.5 trillion.
Interest remained its largest source of income at VND27.85 trillion, a 7 percent increase.
Fee and commission incomes, and gains from gold and foreign currency trading fell by 8 and 25 percent to VND2.33 trillion and VND565 billion,.
Operational costs were up 25 percent as payroll increased by 40 percent.
Bad debts increased from 1.87 percent to 2.16 percent.
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