VnExpress News The News Gateway of Vietnam
Banks continued to cut deposit interest rates in July, capping them at 7.8%.
Nearly 20 lenders made cuts averaging 0.2 percentage points.
Nine others, TPBank, SHB, SeABank, SCB, BacABank, OCB, PVComBank, GPBank, and NamABank, slashed rates by 0.5-0.8 points.
The highest rate now is 7.8% offered by VietBank and SaigonBank for 13-month deposits. At 20 other private banks they top out at 7-7.7%.
The remaining 10 offer 6-7%. The lowest rates are at the four state-owned lenders and TPBank, VPBank, LPBank, Techcombank, DongABank, ACB, SeABank, Sacombank, VIB, and MB.
For terms of less than six months the ceiling has come down to 4.75%. Deposit interest rates have been falling after a series of cuts to policy rates by the central bank.
Meanwhile, banks mobilized large amounts of deposits but found it difficult to lend them.
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